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Do I have any legal responsibilities after causing an accident?

Yes, you must face all the government formalities like paying a fine of the said amount by the law, to the government. You must pay to the medical expenses of the person on whom you caused the...

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What does basic liability insurance cover on a car and home?

Liability insurance is very important, because it helps to pay to the third person during any incident caused. If in an accident, fault is proven on our side, the expenses that we have to pay to the...

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Do insurance claims only fix the damages, or do you get money back?

I’ve never filed an insurance claim in my life, but recently we were hit by a major storm and it caused a lot of damage to my home. I’m currently in the process of dealing with my insurance company,...

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